Keeping up your current lifestyle and enjoying your golden years
People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it.
A flexible, tax-efficient way of saving for your long-term future
Saving for your retirement is one of the longest and biggest financial commitments you will ever make. Imagine you are retiring today. Have you thought about how you are going to financially support yourself, and potentially your family too, with your current pension savings?If appropriate to your situation aSelf-Invested Personal Pension (SIPP) could be an option to consider as part of your overall retirement planning.
As another tax year end approaches, it’s important to finalise your 2021/2022 tax planning to reduce your obligations wherever possible. The current tax year started on 6 April 2021 and ends on 5 April 2022. Reviewing your tax affairs now will enable you to make the most of any allowable deductions and strategies available to minimise or mitigate a potential tax burden.
Scammers present themselves as an authority you can trust
If it seems too good to be true, then it probably is. Every year, millions of people are targeted by scammers. There are many different types of scam, however they all share one thing in common; they are all dishonest ways for people to make money, using deception to trick people into handing over hard-earned cash.
Making sure you don’t run out of money before you run out of life
No two people have identical financial circumstances, which is why it’s essential you have a custom financial planning solution that meets your individual needs and goals. Planning for financial success can be complicated in today’s world.
Why parents should look to Christmas investment gifts instead of toys
Have you thought about gifting your children or grandchildren something different this year? Giving them a good start in life by making investments into their future can make all the difference in today’s more complex world.
Use it or lose it! Don’t miss out on this year’s tax-efficient opportunity
You have a £20,000 ISA allowance to use by 5 April 2022. We’ve answered some typical questions we get asked about how best to use the ISA allowance to help make the most of the opportunities as this tax year draws to a close.
S4 Financial Ltd is an Independent Financial Advisory firm, which is authorised and regulated by the Financial Conduct Authority. S4 Financial Ltd is entered on the FCA register (https://register.fca.org.uk/) under reference 401372.