Client Portal

What’s your magic number?

Keeping up your current lifestyle and enjoying your golden years

People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it. 

Self-Invested Personal Pension Schemes

A flexible, tax-efficient way of saving for your long-term future

Saving for your retirement is one of the longest and biggest financial commitments you will ever make. Imagine you are retiring today. Have you thought about how you are going to financially support yourself, and potentially your family too, with your current pension savings? If appropriate to your situation a Self-Invested Personal Pension (SIPP) could be an option to consider as part of your overall retirement planning.

2021/2022 Tax Year-End Planning

Protect yourself, your family and your future

As another tax year end approaches, it’s important to finalise your 2021/2022 tax planning to reduce your obligations wherever possible. The current tax year started on 6 April 2021 and ends on 5 April 2022. Reviewing your tax affairs now will enable you to make the most of any allowable deductions and strategies available to minimise or mitigate a potential tax burden. 

Inheritance Tax

What will your legacy look like?

Intergenerational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s important to start planning early.

Protection matters 

Preparing for the unexpected as part of your financial plan 

When you think of financial planning, pensions and savings will spring to mind. But, whilst often overlooked, protection should be a core part of your financial plan.

Recognising a scam

Scammers present themselves as an authority you can trust

If it seems too good to be true, then it probably is. Every year, millions of people are targeted by scammers. There are many different types of scam, however they all share one thing in common; they are all dishonest ways for people to make money, using deception to trick people into handing over hard-earned cash.

Cash flow is king

Making sure you don’t run out of money before you run out of life

No two people have identical financial circumstances, which is why it’s essential you have a custom financial planning solution that meets your individual needs and goals. Planning for financial success can be complicated in today’s world.

Christmas gifting

How to make gifts to a charity, family and friends

Aside from regular Christmas presents, this year you may be considering giving money or other assets with a view to Inheritance Tax planning this festive season.

ISA returns of the year

Use it or lose it!  Don’t miss out on this year’s tax-efficient opportunity

You have a £20,000 ISA allowance to use by 5 April 2022. We’ve answered some typical questions we get asked about how best to use the ISA allowance to help make the most of the opportunities as this tax year draws to a close.