Topic: Financial Planning

Six principles of investing

Posted on October 18, 2021 by - Financial Planning

Putting aside money for your future and getting it to work for you

Whatever stage of life you’ve reached and whatever plans you may have for the future, you want your money to earn the best return possible without taking undue risk. That’s why it’s important to invest in a way that’s right for you and that will meet your goals.

State pension    

Posted on October 15, 2021 by - Financial Planning

How this fits in to overall pensions received

You don’t automatically receive your state pension, you have to claim it. You have the option to either claim your state pension or delay it by deferring claiming your pension income that you are due.

Accidental savers

Posted on October 11, 2021 by - Financial Planning

How the pandemic has reduced workers’ expenses

Figures for the entire economy conceal a great deal of variation in terms of the impact COVID-19 has had on household finances. Whilst millions of people have undoubtedly suffered considerably, a significant minority have found their financial position strengthened, with income largely unchanged and spending reduced.

6.4 million ‘accidental savers’

Posted on October 8, 2021 by - Financial Planning

Pandemic has seen bank balances increase and debts such as credit card balances reduce

Figures for the entire economy conceal a great deal of variation in terms of the impact COVID-19 has had on household finances. Whilst millions of people have undoubtedly suffered considerably, a significant minority have found their financial position strengthened, with income largely unchanged and spending reduced.

Drawing a bigger state pension

Posted on October 4, 2021 by - Financial Planning

How healthy you are and what tax rate are you currently paying?

You don’t automatically receive your state pension, you have to claim it. You have the option to either claim your state pension or delay it by deferring claiming your pension income that you are due.

Making inheritance gifts from surplus income 

Posted on September 29, 2021 by - Financial Planning

Understanding your options and putting a plan in place 

We spend our working lives building towards retirement. Choices we make today will have a big impact on the quality of our lives later on. If you only have a handful of years to go until you reach your retirement, it has never been more important to understand your options and put a plan in place – now could be a good time to re-evaluate your plans with us.

Coping with life-changing events

Posted on September 24, 2021 by - Financial Planning

Plan for tomorrow, live for today

Change is the only constant in life. It inevitably involves twists and turns, with some that are expected while others may be entirely unplanned. When this happens, it’s important to feel secure with the knowledge that you have the right contingency plan in place.

Time for pensions to contribute towards building a better world

Posted on September 22, 2021 by - Financial Planning

New landmark report from the United Nations on the state of climate science

As we have been witnessing in recent years and months, climate changes are occurring in every region and globally. A new landmark report from the United Nations on the state of climate science has highlighted modern society’s continued dependence on fossil fuels, which is warming the world at a pace that is unprecedented in the past 2,000 years. Its effects are already apparent as record droughts, wildfires and floods devastate communities worldwide.