How to build wealth that stands the test of time
Long-term investments tend to be less risky in the end. By investing for the long-term, you are committing to your investments and history has shown that this strategy can pay off handsomely.
How to build wealth that stands the test of time
Long-term investments tend to be less risky in the end. By investing for the long-term, you are committing to your investments and history has shown that this strategy can pay off handsomely.
Responding to situations rather than reacting to them
As the saying goes, ‘People don’t plan to fail, but they do fail to plan.’ To enable you to achieve want you want to, whether that’s trying to lose weight, getting fitter or securing that promotion, having a plan and being prepared for every eventuality is a great way to help move you closer towards your goals.
Seven in ten retirees have not set up a Lasting Power of Attorney
More than 615,000 pensioners are on course to make investment decisions into old age but new research[1] suggests tens of thousands have not set up a Lasting Power of Attorney (LPA), with seven in ten (70%) people in retirement not having set up an LPA.
More over-65s are working than ever before
There is no legal retirement age, and employers can no longer force their employees to retire at a particular age. It’s up to you when you decide to stop working.
Making good choices with your life investments
One of the golden rules of investing is to spread your money across a range of different asset classes. We’ve all heard the expression, ‘Don’t put all your eggs in one basket’.
Releasing money from your home without having to move
Equity release is a way of releasing money from your home without having to move, either by taking out a type of loan secured against your home or by selling all or part of your home to a home reversion company.
Creating plans of action to ensure you reach your financial goals
To be prepared for the road ahead, it’s critical to think about having a plan. For many people it’s not clear where their money will come from when they no longer receive a salary. And that can be stressful. When you add in the pressures of today’s bills and basic living costs, not to mention the nice things like holidays, the thought of the future can seem a bit overwhelming.
Divorced Britons regret splitting after new financial pressures hit home
The pain of regret after divorce can be long-lasting, especially when you consider the life-long impact divorce has on your children, your finances and your emotions. All the problems, the arguing, the unhappiness, it is all over now that the divorce is final. Right? Not always.
Don’t miss out on this little-known tax rule
For those parents who have spare cash, putting money into their children’s pension will boost the retirement prospects of their offspring. The money will be topped up by the addition of tax relief and could also earn their children a tax refund if they are higher rate taxpayers and reduce the penalty they face if they are a higher earner receiving child benefit.
Helping you realise your long-term financial goals
So you’re looking to accumulate a sum of money by investing. You may have a specific amount in mind. This could be to go towards helping to fund your child’s university fees or to pay for a trip of a lifetime.