Client Portal

Planning on a comfortable
financial future takes time.

Setting your goals is the first step to success. Having goals gives focus and direction. That's where S4 Financial Ltd can help.

We are independent financial advisers, which means our duty is solely to you – our client.

S4 Financial Ltd are based in Hampshire and have been established since 2004. The advice we provide is completely impartial, and our continuous monitoring and research of the financial services market enables us to recommend the most appropriate solutions to your financial needs.

Please browse our website to find out more about who we are, our level of knowledge, experience and expertise, and how we conduct business. For further information, please contact us.

About S4 Financial Limited

S4 Financial Ltd is a firm of independent financial advisers specialising in providing advice on Wealth Management, investments, retirement planning, managing risk, tax efficiency, estate planning and Cash Flow modelling.

We’ve been helping clients navigate complex financial markets since 2004 when Steven Vallery and Tim McKechnie first conceived the idea of building a business with the support of 22 client shareholders to help establish a company designed to suit their requirements. From those very early days, we have grown primarily through client recommendations.

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Treating Customers Fairly

S4 Financial Ltd is regulated by the Financial Conduct Authority (FCA), and we are happy to work within a regulated environment which prioritises the interests of consumers.

S4 Financial Ltd have satisfied the rigorous criteria relating to professional qualifications and ethical good practice. You can therefore be confident that you are dealing with one of the UK's leading firms that are wholly committed to providing you with the best possible advice, service and support.


Typically, most of our clients may want to invest money on a regular basis to build up a capital sum for the future.

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Retirement Planning

The individual and group pensions market is an ever-changing world, especially with the introduction of the pensions freedom legislation.

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The security and opportunity your wealth brings can be protected for generations, but there are many things to consider.

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Tax Planning

At S4 Financial Ltd, we specialise in taking into account your tax affairs as part of the financial services and solutions we provide.

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Estate Planning

Contrary to the belief of some, Inheritance Tax not only affects the very rich, but other people may be liable without realising.

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At S4 Financial Ltd, we cannot stress how important making a Will is, as without one all decisions relating to your affairs will be made by the state.

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