Our Services

Financial Coaching

Before we recommend a strategy to our clients we obtain and clarify their current financial position and analyse this against future expectations. At this stage we will address the client’s financial needs and objectives and prioritise these based on the clients position. We can then recommend solutions based on these needs.

Portfolio Managers

S4 Financial Ltd offers fully rounded and holistic financial advice to High Net Worth individuals from any background with our main emphasis on support to CEO’s, Directors and Senior Managers in the corporate environment as well as from the Legal profession.

S4 Financial Ltd aims to build long term financial relationships with its clients by offering a range of financial and investment services tailored to their precise needs and objectives. Investment strategies are adapted as a client’s circumstances develop and as market conditions change over time.

The Directors, financial consultants and the highly trained support staff bring considerable experience from both the financial services and business arena and our corporate links allow us access to expertise far beyond that which many would expect from a company of our size.

Tax Strategies and Solutions

S4 Financial Ltd integrate tax strategies and solutions with the investment management service with a view to optimising portfolio performance. We do this by using standard tax reliefs available to the client.

Identifying and monitoring the tax saving opportunities and the implications of tax on investments requires considerable skill and expertise. We use our in-house knowledge and other resources when required to provide a structured solution to the ever increasing tax burden.

Tax planning is a very generic term used by the financial services industry and can take many forms; each client who joins S4 Financial Ltd has their own tax planning strategy built into their financial planning model and is educated in the types of reliefs available.

Mortgage Advice

In the complex maze of the mortgage market S4 Financial Ltd are able to source the right mortgage suitable to your individual needs. Our mortgage expert can help you finance a new home, buy for the first time, buy a property to let out or remortgage your existing property. We can search the whole of the UK mortgage market and can find you the right mortgage from 1,000s of deals available.

Specialising at the top-end of the market, we are able to finance most properties and tailor bespoke solutions for your requirements. All areas of purchasing, re-mortgaging, investment, capital release and commercial are covered by our service.

If this is an area that needs reviewing please complete the short enquiry form and our adviser Steve Smith will contact you immediately.

Your home may be repossessed if you do not keep up repayments on your mortgage. There is normally a fee for advising on and/or arranging a mortgage, this is typically £495. The Financial Services Authority does not regulate commercial and some forms of buy to let mortgages.